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Rates and Fees
Intro Rate: 0% APR for Up to 12 Months
APR: 22.24%
Fee: $0
Overall Rating: 
Benefit Rating: 
The American Express SimplyCash® Business Card is designed for those with very good credit and who plan to take advantage of the cash back reward program.
Cardholders have access to the cash back reward program for no additional fee. Through the reward program, cardholders earn a 5% rebate on auto gas, office supplies, and wireless services (certain restrictions apply), and they earn a 1% rebate on all other purchases. Rebates are automatically credited to the cardholder's statement each month, and there is no limit to the amount of cash back that can be earned.
The card has no annual fee, and it has a very low interest rate for purchases and balance transfers. Cardholders can also take advantage of the 0% introductory rate on purchases for up to twelve months and the 7.99% introductory rate on balance transfers for the life of the loan on balance transfers submitted during the first six months.
As with all business credit cards issued by American Express®, cardholders will be able to take advantage of various additional services and benefits. Some of the benefits include travel accident insurance, purchase protection, and special discounts from select retailers.
Therefore, those who plan to make qualified purchases to receive the 5% rebate, would like the option to carry a balance, and will take advantage of the introductory offers will benefit most from what the American Express SimplyCash® Business Card has to offer